Electrical Safety Tips for A Safe Christmas

The holiday season is in full swing now with Christmas just a couple of weeks away!  There is nothing that says Christmas like beautiful holiday light displays throughout our communities.  But all the lights, inflatables and other electrical installations come with a...

Guide To Winter Proofing Your Home

Depending on where you live, winter can range from extreme cold temperatures or a beautiful cold sunny day.  But beyond the inconvenience, severe weather conditions can cause real damage.  Protecting your home is vital as a frozen water pipe can burst and flood your...

Cyber Monday Consumer Safety Tips

Cyber Monday, usually the Monday after Thanksgiving, is one of the biggest days of the year for online sales.  Shoppers can usually snag exclusive deals and bargains during this 24 hour online shopping period.  But does a rise in online shopping also mean a rise in...

Happy Thanksgiving From Premium Insurance!

Sometimes we face hardship after hardship that we forget there is still so much to be grateful for.  So this Thanksgiving, remind yourself of what you are thankful for and share that gratitude with others.  At Thanksgiving dinner, take turns going around the table...

Choosing The Right Health Plan In Marketplace

As you are aware, marketplace open enrollment began on November 1st and is due to close on December 15th.  With open enrollment you can renew your current plan or choose a new one.  Signing up for insurance in marketplace has become easier but choosing a health plan...

Eligibility Information For Marketplace Coverage

The health insurance marketplace is now open through December 15th.  You must meet a few requirements to be eligible to enroll for marketplace health coverage.  You must live in the United States, be a U.S. citizen and not incarcerated to be eligible for marketplace...

Marketplace Enrollment Is Now Open

Marketplace for 2019 is now open from November 1st and runs through December 15th.  You can still enroll outside the open enrollment period but only if you qualify for a Special Enrollment Period.  If you enroll outside of the allowed period it should be because you...

Cleaning Financial Skeletons Out Of Your Closet

Chances are this Halloween you may run into some cute skeletons trick or treating in your neighborhood.  These may not give you much of a scare unlike the financial skeletons hiding in your closet.  Even one financial skeleton lurking around can impact your financial...

Ways To Manage Money Wisely

With October being National Financial Planning Month take action to improve your financial health and manage money wisely.  Whether you are actively paying down your debt or trying to save money, improving your financial health does not have to be complicated.  And...

The 50/30/20 Budget Rule

In our previous blog, we discussed evaluating your finances for a stronger financial future.  Now that you have created a budget and know how much you are spending where.  Have you thought about how your financial allocation compares to the amount you should ideally...